Mindset Matters: Aging

Thinking Positively About Aging Extends Life. Positive self-perceptions about aging can prolong life expectancy.

Thinking positively about aging and getting older extends one’s life by seven-and-one half years. This is more than the longevity gained from low blood pressure or low cholesterol or by maintaining a healthy weight, abstaining from smoking and exercising regularly, a study by Yale University researchers have found.

“We found that those individuals who reported more positive self perceptions of aging demonstrated significantly longer survival than those who reported more negative self perceptions of aging,” said Becca Levy, assistant professor in the Yale University Department of Epidemiology and Public Health.

Researchers found that those respondents with more positive views on aging live longer, even after taking into account factors such as age, gender, socioeconomic status, functional health, self-reported health and loneliness.

“We found that the median survival of those in the more positive self perceptions of aging group was 7.6 years longer than those in the more negative aging self stereotype group,” the authors said.

The effects of positive attitudes about aging had a greater impact on longevity than low blood pressure and cholesterol, each of which is associated with a longer life span of about four years.

Positive attitudes about aging also had a greater impact on longevity than lower body mass index, not smoking and regular exercise – each of which extends life by one to three years.

“Our study carries two messages,” the authors said. “The discouraging one is that negative self perceptions can diminish life expectancy; the encouraging one is that positive self-perceptions can prolong life expectancy.”


References:

  1. https://news.yale.edu/2002/07/29/thinking-positively-about-aging-extends-life-more-exercise-and-not-smoking

The Wisdom of Steve Jobs

“For the past 33 years, I have looked in the mirror every morning and asked myself: ‘If today were the last day of my life, would I want to do what I am about to do today?’ And whenever the answer has been ‘No’ for too many days in a row, I know I need to change something.” ~ Steve Jobs

“Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.” ~ Steve Jobs

“Being the richest man in the cemetery doesn’t matter to me. Going to bed at night saying we’ve done something wonderful… that’s what matters to me.” ~ Steve Jobs

Finally…

“The people who are crazy enough to think they can change the world are the ones who do.” ~ Steve Jobs

“When you grow up you tend to get told that the world is the way it is and your life is just to live your life inside the world. Try not to bash into the walls too much. Try to have a nice family life, have fun, save a little money. That’s a very limited life. Life can be much broader once you discover one simple fact: Everything around you that you call life was made up by people that were no smarter than you. And you can change it, you can influence it… Once you learn that, you’ll never be the same again.” ~ Steve Jobs


References:

  1. https://blog.hubspot.com/sales/steve-jobs-quotes

The Elephant Rope

“Whatever Your Mind Can Conceive and Believe, It Can Achieve.” – Napoleon Hill, “Think and Grow Rich”

A gentleman was walking through an elephant camp, and he spotted that the elephants weren’t being kept in cages or held by the use of chains.

All that was holding them back from escaping the camp, was a small piece of rope tied to one of their legs and secured to a stake.

As the man gazed upon the elephants, he was completely confused as to why the elephants didn’t just use their strength to break the rope and escape the camp. They could easily have done so, but instead, they didn’t try to at all.

Curious and wanting to know the answer, he asked a trainer nearby why the elephants were just standing there and never tried to escape.

The trainer replied;

“when they are very young and much smaller we use the same size rope to tie them and, at that age, it’s enough to hold them. As they grow up, they are conditioned to believe they cannot break away. They believe the rope can still hold them, so they never try to break free.”

The only reason that the elephants weren’t breaking free and escaping from the camp was that over time they adopted the belief that it just wasn’t possible.

Moral of the story:

No matter how much the world tries to hold you back, always believe that you can achieve your goals and realize your purpose. Believing you can become successful and a your purpose is the most important step in actually achieving the prize.

Believing is achieving!

The Wright brothers, Wilbur and Orville, believed in their flying machine when the majority said it was impossible. Their unwavering belief was based on thousands of hours of research and experiments. And, the underlying secret ingredients were action and perseverance, also known as hard work and pressing on.


References:

  1. https://wealthygorilla.com/10-most-inspirational-short-stories/

Mindfulness and Wellness

“Mindfulness is about being fully awake in our lives. It is about perceiving the exquisite vividness of each moment. We also gain immediate access to our own powerful inner resources for insight, transformation, and healing.” ~ Jon Kabat-Zinn

We need to adopt the practice of mindfulness in every realm of our lives.

Mindfulness is a way of being, of experiencing life, that is alert, awake, and present. It is the quality or trait of being aware of what’s happening, in the present moment, without judging your experience or needing to change it. 

Mindfulness is shown to reduce stress and anxiety, improve focus, and provide many other benefits.

“With this self-awareness, you’re able respond appropriately to the present moment instead of simply reacting with emotion fueled by your past experience.”

Moreover, mindfulness bolsters focus and clarity, can help you better navigate relationships with mindful listening and by reducing reactivity, and it can help you achieve your goals. It can make you feel more optimistic and also kinder and more forgiving toward yourself and others.

Mindfulness helps you respond appropriately to the present moment instead of simply reacting with emotion fueled by your past experience.

By witnessing our thoughts and feelings instead of automatically reacting to them, we disengage from our mental narrative and instead lightly hold our attention on the wider, quieter space beyond the thinking mind.

When mindfulness is paired with physical movement, and especially when done outdoors, the benefits are even greater for your mental, emotional and physical health, from measurable improvement in mood and immune function to better cardiovascular and respiratory function.

Studies show that mindfulness can improve confidence, resiliency, and focus among athletes. One study found that mindfulness helped college athletes sleep better, which improves both performance and mental endurance.

Mindfulness rewires the brain

Neural pathways are the superhighways of the brain—the most direct routes from initial thought to desired result. Mindfulness interrupts this process. Being present and witnessing your thoughts and feelings instead of automatically reacting to them, you disengage from our mental narrative and instead lightly hold your attention on the wider, quieter space beyond the thinking mind.

When you repeatedly disrupt the old reactive pathways and make different choices, over time you lay down new neural pathways, effectively rewiring how your brain reacts to certain situations.

These higher cognitive functions can point you toward more healthful ways of handling a situation. Mindfulness is a practice that really reaches into almost every area of our lives.

Here are just a few of the ways that mindfulness can help:

  1. Boosts serotonin levels and reduces cortisol levels — which can help relieve symptoms of depression, anxiety, and stress
  2. Improves heart health
  3. Lowers blood pressure
  4. Reduces chronic pain, muscle tension, and inflammation
  5. Improves sleep quality and duration
  6. Alleviates digestive issues
  7. Improves attention, focus, concentration, and memory
  8. Increases self-compassion and empathy

The best way to understand mindfulness is to experience it for yourself! Mindfulness supports mental health in all the ways mentioned above—helping you to bring your awareness into the present moment, to take a mental and emotional pause, and to gain perspective on your situation instead of letting your habitual thoughts and reactions run the show.

Most experts recommend a daily mindfulness meditation practice of 10 or more minutes. You can also practice mindfulness for any amount of time, even just a minute here and a minute there will help you develop your innate capacity for mindfulness.


References:

  1. https://mindfulness.com/mindful-living/mindful-walking
  2. https://mindfulness.com/mindful-living/benefits
  3. https://mindfulness.com/mindful-living/mindfulness-a-beginners-guide

Two Wolves

An old Cherokee is teaching his grandson about life. “A fight is going on inside me,” he said to the boy.

“It is a terrible fight and it is between two wolves.

  • One is evil – he is anger, envy, sorrow, regret, greed, arrogance, self-pity, guilt, resentment, inferiority, lies, false pride, superiority, and ego.” He continued,
  • “The other is good – he is joy, peace, love, hope, serenity, humility, kindness, benevolence, empathy, generosity, truth, compassion, and faith.

The same fight is going on inside you – and inside every other person, too.”

The grandson thought about it for a minute and then asked his grandfather, “Which wolf will win?”

The old Cherokee simply replied, “The one you feed.”

Feeding yourself with or focusing on negative thoughts can bring out the worst in yourself.

Conversely, positive thinking fuels the goodness within us. We exude joy, peace, hope, kindness, and love.

Essentially, what you focus your mind and thoughts on grows.


References:

  1. https://www.virtuesforlife.com/two-wolves/

Gratitude and Overcoming Limiting Beliefs

Gratitude enables you to overcome your limiting beliefs.

Limiting thoughts and beliefs are false thoughts and beliefs that prevent you from pursuing your goals and desires. They can affect every aspect of your life from your wealth, health, relationships and emotional well-being. For example, if you believe you don’t deserve to be happy, you may never pursue your dreams or goals, and you will not be happy.
Gratitude in all things

Gratitude enables you to overcome and replace you limiting thoughts and beliefs with positive and abundant thoughts and beliefs. Further, your attitude, mood, behavior and thoughts improve when you practice gratitude.

The three keys to gratitude include :

  • Emote – to feel emotionally grateful
  • Extend – reach out and connect socially
  • Exercise – practice until it’s instilled

Be grateful in all circumstances, no matter what, both in good times and dark times. Although, it is easier to be thankful during good times than during hard times. The trials and sufferings in your life are there to strengthen you. They’re there for you to learn and grow.

Dr. Robert Emmons, known as the “world’s leading scientific expert on gratitude”, andis a psychology profession from the University of California, Davis and also the founding editor-in-chief of the Journal of Positive Psychology, found that being more grateful can lead to increased levels of well-being and that being grateful towards a higher power may lead to increased physical health. Giving thanks to those you are in a relationship with (not only your family) will strengthen the relationship.

Studies found that persons practicing gratitude showed more optimism in life, reduced stress, depression, and anxiety levels. It is a continuous loop.  The more you experience gratitude and say ‘thank you’  the more you will find in life to appreciate. When you choose gratitude over happiness even your self-control is stronger.

Research found that patients with heart failure showed reduced symptoms of heart failure and inflammation, improved sleep, and moods through keeping a gratitude journal.

Daily gratitude exercise

  • Reflect on three things your grateful for
  • Feel the gratitude in your body and
  • Extend the gratitude to others

When you practice gratitude, you change your thoughts and beliefs about yourself. You are happier and experience greater joy in life. And, when you change yourself, you change your perception of the world.

Be thankful for everything that God has given you. Apostle Paul declared, “I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want” (Philippians 4:12, NIV).

An attitude of gratitude and a spirit of thankfulness make all the difference. Thus, to change your life and your world, change your attitude and in all things, practice gratitude.


References;

  1. https://www.virtuesforlife.com/33-gratitude-affirmations-to-transform-limiting-beliefs/
  2. https://billygraham.org/story/how-to-be-thankful-in-all-things/
  3. https://lovegodgreatly.com/be-thankful-in-all-things/
  4. http://www.thelife.digital/tl/articles/gratitude-is-the-best-attitude/

“I am grateful to feel stronger, wiser and more confident with each new day.”

Mindfulness

Mindfulness is the basic human ability to be fully present, aware of where we are and what we’re doing, and not overly reactive or overwhelmed by what’s going on around us.

Mindfulness is about fully attending to what’s happening, to what you’re doing, to the space you’re moving through. It is the basic human ability to be fully present, aware of where we are and what we’re doing, and not overly reactive or overwhelmed by what’s going on around us.

The annoying fact that we so often veer from the matter at hand.

Our mind takes flight, we lose touch with our body, and pretty soon we’re engrossed in obsessive thoughts about something that just happened or fretting about the future. And that makes us anxious.

The practice of Mindfulness can help you overcome anxiety, worry and many of the stresses of life.

Mindfulness can be cultivated through proven techniques. Here are some examples:

  1. Seated, walking, standing, and moving meditation (it’s also possible lying down but often leads to sleep);
  2. Short pauses we insert into everyday life;
  3. Merging meditation practice with other activities, such as yoga or sports.

When we’re mindful, we reduce stress, enhance performance, gain insight and awareness through observing our own mind, and increase our attention to others’ well-being.

8 Facts About Mindfulness:

  1. Mindfulness is not obscure or exotic. It’s familiar to us because it’s what we already do, how we already are. It takes many shapes and goes by many names.
  2. Mindfulness is a thing we already have. We have the capacity to be present and we can cultivate these innate qualities with simple practices that are scientifically demonstrated to benefit ourselves and our love ones.
  3. You don’t need to change. Mindfulness recognizes and cultivates the best of who we are as human beings.
  4. Mindfulness has the potential to become a transformative social phenomenon. Here’s why:
  5. Anyone can do it. Mindfulness practice cultivates universal human qualities and does not require anyone to change their beliefs. Everyone can benefit and it’s easy to learn.
  6. It’s a way of living.  Mindfulness is more than just a practice. It brings awareness and caring into everything we do—and it cuts down needless stress. Even a little makes our lives better.
  7. It’s evidence-based. We don’t have to take mindfulness on faith. Both science and experience demonstrate its positive benefits for our health, happiness, work, and relationships.
  8. It sparks innovation. As we deal with our world’s increasing complexity and uncertainty, mindfulness can lead us to effective, resilient, low-cost responses to seemingly intransigent problems.

When we practice mindfulness, we’re practicing the art of creating space for ourselves—space to think, space to breathe, space between ourselves and our reactions.


References:

  1. https://www.mindful.org/how-to-practice-mindfulness/
  2. https://www.mindful.org/what-is-mindfulness/

Commit to Building Wealth

“Change your mindset and change your life.”

If you think you can improve your financial situation, you’ll do exactly that.

“Change your mindset around wealth,” said Mandi Woodruff-Santos, co-host of the “Brown Ambition” podcast. “Tell yourself it’s possible to build wealth, that you can learn anything, and that you can do it! Once you begin to internalize your ability to build wealth, it makes it easier to take the steps needed to increase your earnings, start investing and learn along the way.”

It’s important to realize that no one is going to change your life for you. you must make the decision to learn, to grow, and to improve your life. The most important thing is that you get started!

There are five areas to work on in order to create the most efficient and effective change to your mindset – Your beliefs, fears, perspective, self-talk, and support.

CHALLENGE YOUR LIMITING BELIEFS

Limiting beliefs are the stories we tell ourselves about who we really are: shy, overweight, undeserving of love or success. But, they can be replaced with empowering beliefs.

Nearly everyone has some measure of limiting beliefs that prevent them from realizing their dreams and achieving great milestones. Those who are able to challenge and overcome them go on to achieve their goals. Those who don’t continue to live in negative patterns – and often don’t even realize it.

By rebuilding a positive set of habits, we are able to reach new levels of success* in all aspects of our lives.

FACE YOUR FEARS

When we have identified and gotten honest with ourselves about our belief system, we can then go deeper by really examining our fears. When we examine our fears, we ask ourselves questions like; what is the surface level fear? Where is it coming from? Is it a real or perceived fear? What is the underlying fear? What can I do to change my experience of it? And other such questions.

Fear is a destructive emotion; we often carry fears that we don’t need to. Overcoming your fears is a major step toward how to change your mindset for success.

SHIFT YOUR PERSPECTIVE

Learning how to change your mindset can seem overwhelming, but it doesn’t have to be. Sometimes all it takes to change your mindset forever is the smallest shift in the way you see the world. One choice that we can easily make is the meaning that we give to our experiences. Tony Robbins says, “Nothing in life has any meaning except the meaning I give it.” Do we see challenges as obstacles – or as opportunities?

When we start to make changes to our perspectives, we consider things like; how am I responding to situations? What am I doing, what am I thinking, what meaning am I giving things that I experience? When it comes to our perspectives a small shift with massive results.

CHANGE YOUR SELF-TALK

When you’re thinking about how to change your mindset, do you find yourself mired in negative thoughts? If you do, focus on your language to change your mindset. Change your self-talk starting with how you begin your day. If you plant positive language in your head at the beginning of the day, you’ll feel more energetic. You might find it effective to make a mantra for yourself, depending on how you’re feeling.

Change your mantra as often as you need to, in order to maximize your own power. In addition, remember that it’s okay to need to correct your course many times during the day.

To keep your positivity flowing, surround yourself with people whose mindsets reflect where you want to be. And remember, setbacks are normal. Bounce back from setbacks by reminding yourself why you want to change.

GET SUPPORT

Find some like-minded people whom you can share your experiences with, learn, and grow together.

These days it is pretty easy to find a group or forum online though you might need to try a few before you find a community that really resonates for you. In time many of the people in your life will see you grow and change and want to know more but for now, just find a few people who want to create change in their mindset (or have already done so) and enjoy the process!


References:

  1. https://finance.yahoo.com/news/top-expert-money-advice-better-230111509.html
  2. https://www.gobankingrates.com/money/wealth/top-expert-money-advice-for-how-to-better-build-your-wealth/
  3. https://www.linkedin.com/pulse/how-changing-your-mindset-can-change-life-the-mind-and-body-co/

Thought of the Day

There are no limitations to the mind conditioned for success and achievement.

“Try as hard as you wish and you cannot be happy unless you BELIEVE IN YOURSELF!

Work with all the strength at your command and you cannot accumulate more than barely enough to live on unless you BELIEVE IN YOURSELF!

The one and only person in all this world through whose efforts you can be supremely happy under all circumstances, and, through whose labor you can accumulate all the material wealth that you can use legitimately, is YOURSELF!” —Napoleon Hill

When you believe in your ability to succeed…you completely transform your life.

Consumers Falling Behind on Monthly Payments

AT&T announced that “more of its customers are starting to fall behind on their bills, a sign that rising costs are pinching many households even for services most Americans consider essential,” writes Drew Fitzgerald in The Wall Street Journal.

The company executives reported that subscribers were paying their monthly phone and internet bills on average two days later than a year ago.

Rising interest rates and higher prices on everything from groceries to gasoline this year due to decades high inflation have pressured consumer sentiment. “When you have 9% inflation, it tends to hit those in the low end of the market really, really hard,” said John Stankey, AT&T Chairman and CEO.

Dividend payout ratio matters

The dividend payout ratio is the amount of dividends paid to shareholders in relation to the total amount of free cash flow the company generates. In other words, the dividend payout ratio measures the percentage of free cash flow that is distributed to shareholders in the form of dividends.

AT&T’s current dividend commitment is for around $8 billion annually, or $2 billion a quarter. The company generated $1.4 billion in free cash flow in the second quarter, far short of the $4.7 billion that analysts were expecting. It means that AT&T’s free cash flow for the quarter didn’t cover its dividend commitment in the period.


References:

  1. Drew Fitzgerald, AT&T Says Customers Fall Behind, The Wall Street Journal, July 22, 2022, pp. B1-B2.
  2. https://www.barrons.com/articles/att-stock-dividend-yield-earnings-51658426833