To live the life you want, you must know what you you want!
To live a rich and fulfilling life, it important to have goals that aligns with those things you value most and habits, or a system, to achieve those goals. You must be able to distill those goals into a few seconds of spoken words you’ll remember.
Studies show that people who can clearly craft a narrative for their personal goals—and mentally and emotionally embrace their goals—have a better chance of reaching those goals.
It is recommended that people create several lists of goals: one for emotional, another for finances and another for health. State your goal for the current year, in the near future (years three and five), and further out (years seven and 10).
For example: A current emotional list includes going out for dinner with friends every month. In year five, the gal could be to take a dream vacation to Tahiti. In year 10, the goal could be to become debt-free or financially secure.
It’s about creating your own vision and speaking your goals aloud, which makes it much easier to stay focused on them. Having goal clarity is essential to motivation. Consequently, in order to get motivated to achieve your big dreams, you need to be clear on the next step or two. You’re finding clues and guides along the way. This is the process and emotional experience of pursuing a big dream.
Here’s what you need to move forward:
- A clear direction so you actually know what to do
- A hard and fast timeline
- The right system
“Goals are about the results you want to achieve. Systems are about the processes that lead to those results.” James Clear, Atomic Habits
Most personal goals are hard to reach since progress is often slow and occur in small increments, they’re boring and unmotivating, and they’re difficult to ultimately achieve. In the end, most well-intended individuals tend to abandon their goals and revert back to the old bad or undesirable habits they were attempting to change or eliminate. It takes willpower to achieve a goal without a system and there is a limited supply of will power. Willpower is a finite resource.
Instead of creating a goal, implement a system. Implementing a system would go along towards forming a new habit. For example, with financial security and planning for retirement, you could spend time educating yourself about cash flow, net worth, financial planning, saving and investing. In short, we should focus on the knowledge we need to form good personal financial habits.
“The real reason habits matter is not because they can get you better results (although they can do that), but because they can change your beliefs about yourself.” James Clear, Atomic Habits
James Clear, author of “Atomic Habits”, wrote a practical book on how to optimize your habits and get 1 percent better every day. He believes the most important key to achieving most of our goals are habits. Habits are those automatic routines we follow every day, day after day after day. If we make small changes to these automatic daily routines we all have, then we will see huge changes in our life quality and success over the months, years and decades later which is why this book is called “Atomic Habits.” It’s about small changes that lead to powerful explosive progress over a long period of time.
Scott Adams, the cartoonist behind the Dilbert comics, is an vocal advocate of building systems and says that you’ll “…be more successful by ignoring goals and focusing on building great systems in your life”.
The problems inherent in goals are many. The first and biggest problem, as James Clear points out, is that “winners and losers have the same goals.” And since winners and losers have the same goals, then your goals cannot make the difference between success and failure.
Instead of goals, it’s much better to focus on systems. Systems are the processes by which we achieve our goals. For example, if you have the goal of being an investor, then your systems may be paying yourself first with saving and investing 15 to 20 percent of your income every month and increase financial literacy by reading 5 financial and investing articles every week.
A systems-centred approach puts our focus on the process or daily habits rather than the end goal. It’s about finding ways to improve our skill of saving or investing, and most importantly finding enjoyment in the activity itself as our driving motivation.
“The purpose of setting goals is to win the game. The purpose of building systems is to continue playing the game. True long-term thinking is goal-less thinking.” James Clear, Atomic Habits
Goals have many built-in problems. They make us believe happiness is found in the future and sabotage lifelong progress. Focusing on systems, which are the processes and daily habits of our lives, will make us both more happier and more successful.
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Congress is working on legislation right now to address this crisis, but together we have to make sure our government’s response puts people — not corporations — first. It’s critical that our leaders protect public health and keep Americans financially safe.